Financial guarantee – Salon Du Chocolat Cannes http://salonduchocolat-cannes.com/ Wed, 18 May 2022 12:40:02 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://salonduchocolat-cannes.com/wp-content/uploads/2021/07/icon-7-1.png Financial guarantee – Salon Du Chocolat Cannes http://salonduchocolat-cannes.com/ 32 32 ebankIT and the Horizn platform join forces to support digital transformation https://salonduchocolat-cannes.com/ebankit-and-the-horizn-platform-join-forces-to-support-digital-transformation/ Wed, 18 May 2022 12:33:49 +0000 https://salonduchocolat-cannes.com/ebankit-and-the-horizn-platform-join-forces-to-support-digital-transformation/ This section is Partnership Content Provided The content in this section is provided by GlobeNewswire for the purpose of disseminating press releases on behalf of its clients. Postmedia has not reviewed the content. by GlobeNewswire Breadcrumb Links GlobeNewswire Author of the article: Content of the article SAN FRANCISCO, May 18, 2022 (GLOBE NEWSWIRE) — via […]]]>

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SAN FRANCISCO, May 18, 2022 (GLOBE NEWSWIRE) — via InvestorWire — ebankIT and Horizn platform partner to support digital transformation helping financial institutions successfully launch a new ebankIT platform for employees and customers, providing an enhanced customer experience for retail, small and medium-sized enterprises (SMEs), and corporate banking.

As part of the ebankIT offering, the Horizn platform will integrate with ebankIT’s omnichannel digital banking platform to enable a seamless experience for financial institution staff and end users in North America.

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With the growing demand for advanced digital banking solutions in 2022, businesses will rely on ebankIT’s innovative omnichannel digital banking platform that offers online and mobile banking experiences to credit unions, banks and other financial institutions. By making the Horizn platform available and with the launch of live deployments, both companies expect to gain an improved business approach.

By presenting a 360-degree operational view and a connected and secure experience, the ebankIT digital banking platform is accelerating the digital transformation of financial institutions, reducing costs and creating new ways of delivering services and engaging with customers.

Created specifically for financial institutions looking to increase digital adoption, the Horizn Platform’s cloud-based solutions software suite offers financial institutions a way to truly maximize and accelerate the impact of their digital banking deployments. with ebankIT by increasing digital literacy and digital adoption with both their customers and employees.

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This partnership will contribute to an even more customer-centric product offering, helping financial institutions achieve a higher level of digital engagement by optimizing their customers’ experience across all channels.

In the digital world, customers want to spend their limited time on online journeys they find valuable, and when they feel cherished, they engage, spend, and become advocates. The expectation of always-on, always-available engagement has never been higher. As a financial institution, it’s important to personalize engagements and build deeper connections, knowing that different activities require different levels of support.

This exciting partnership truly offers a seamless banking experience. Digital demos of Horizn can be automatically generated as part of the launch plan and updates to digital experiences are made through this integrated partnership. This means frontline branch staff and contact center teams can all be digitally aware, fluent and confident on the new platform. Equally important is the digital strategy around a successful launch – when a customer searches Google, visits a website, checks FAQ pages, etc., the Horizn platform ensures that every customer can quickly find an answer to their digital needs.

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Together, ebankIT and the Horizn platform are committed to providing the best digital offering for the banking industry, striving to exceed ever-changing customer expectations.

Janice Diner, CEO of Horizn, points out that, “The conversion to a new platform presents multiple challenges. First, seamlessly convert existing digital customers to the new platform. Second, introduce existing customers to new features or functionalities of the platform. Third, convert new customers to digital banking. With the Horizn platform, customers and employees of ebankIT financial institutions can easily achieve these three goals. »

About ebankIT
ebankIT is an award-winning software company with a proprietary, industry-leading omnichannel digital banking platform that empowers banks and credit unions to reach their full potential. Its flexible and robust out-of-the-box features enable fast and seamless digital banking transformation. By strengthening customer relationships and leveraging third-party innovations through open banking possibilities, the success of the ebankIT platform has already translated into increased digital revenue and minimization of costs for dozens of institutions. around the world serving millions of customers or members.
For more information, please visit: ebankit.com

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About the Horizn Platform
Horizn is the #1 digital growth platform designed exclusively for financial services institutions. Activation to support digital growth is fundamental to the consumer and employee experience. Horizn’s digital demos provide bank customers and employees with the knowledge to accelerate the fluidity, adoption and growth of digital banking services. The Horizn platform consists of three components: a self-service customer platform; Assisted call center and in-branch demonstrations; and a direct platform for employees, helping to accelerate the digital shift for many of the world’s largest banks.
For more information, please visit: www.horizn.com

Contact:
Janice Dinner
CEO, Founder, Horizn
janice.diner@horizn.com

Wire Service Contact:
InvestorWire (IW)
Los Angeles, California
www.InvestorWire.com
212.418.1217 Office
Editor@InvestorWire.com

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Northborough Community Meals facing a difficult financial situation https://salonduchocolat-cannes.com/northborough-community-meals-facing-a-difficult-financial-situation/ Tue, 17 May 2022 01:56:21 +0000 https://salonduchocolat-cannes.com/northborough-community-meals-facing-a-difficult-financial-situation/ Volunteers were busy preparing meals for the community meal distribution. (Photo/Laura Hayes) NORTHBOROUGH – Community Meals needs your help. A long-running program providing free meals and social connections to members of the Northborough community, organizers believe they will run out of funds in June without additional support. “We’re running out of money,” organizer Vicki Killeen […]]]>
Volunteers were busy preparing meals for the community meal distribution. (Photo/Laura Hayes)

NORTHBOROUGH – Community Meals needs your help.

A long-running program providing free meals and social connections to members of the Northborough community, organizers believe they will run out of funds in June without additional support.

“We’re running out of money,” organizer Vicki Killeen told the Community Advocate in April.

She noted that the team writes grant applications and receives donations from community members.

“It’s a wonderful town of Northborough. So we get some,” she continued. “We’re just waiting for the day when we can’t do that anymore.”

That, she added, “will be sad.”

Organizers pivot during COVID-19

Communal meals have been served at the city’s Trinity Church for years. People from different churches and civic organizations in the community took turns preparing and serving the meal.

“Then COVID hit and it all stopped,” said fellow organizer Martha Michalewich.

Killeen is one of the directors of the Northborough Food Pantry. She heard that people were missing community meals.

So organizers decided that while they couldn’t offer residents the scholarship as part of a pandemic-era community meal program, they could at least try to ease the burden on guests. to have to prepare another meal.

They contacted local restaurants and asked if they could make a packaged meal for $5.

Volunteers then provide participants with water and a dessert and seasonal fruit are donated by Davidian’s Farm Market.

Organizers have turned to offering curbside dining in June 2020providing meals every Wednesday since.

“It’s a hot meal and a friendly face”

Last year, the organizers sounded the alarm that they were going to run out of funds by the end of March. They were able to get enough money to continue providing the service so far.

“The community is very, very generous,” Michalewich said. “People periodically made donations.”

As the program progresses, demand remains, with recent weeks seeing organizers handing out between 125 and 130 meals.

“It’s a hot meal and a friendly face,” Michalewich said.

She added that the costs continue, however, with a set of 125 meals costing around $600.

how to help

Organizers welcome donations to support community meals. These can be done by Northborough Helping Hands by sending a check to Northborough Helping Hands at PO Box 383, Northborough, MA 01532. Checks should include “Community Meals” in the memo.

Donations can also be made online at https://www.northboroughhelpinghands.org/donations.html.

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Northborough Community Meals Program needs funding to continue

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Spreadsheets are now cool, thanks to TikTok https://salonduchocolat-cannes.com/spreadsheets-are-now-cool-thanks-to-tiktok/ Sun, 15 May 2022 16:00:34 +0000 https://salonduchocolat-cannes.com/spreadsheets-are-now-cool-thanks-to-tiktok/ The writer is the author of ‘You’re the Business: How to build a success carrier when you strike out alone’ When Emma Chieppor, 25, started a new job as an actuary, she struggled to use Excel. Working remotely from her home in Pittsburgh, Pennsylvania, she ended up learning on her own using YouTube videos. Once […]]]>


The writer is the author of ‘You’re the Business: How to build a success carrier when you strike out alone’

When Emma Chieppor, 25, started a new job as an actuary, she struggled to use Excel. Working remotely from her home in Pittsburgh, Pennsylvania, she ended up learning on her own using YouTube videos.

Once she mastered the Microsoft spreadsheet program, Chieppor loved how much it made her more efficient at her job. In May 2021, she began posting videos on TikTok under the handle @exceldictionary, offering help to those struggling with spreadsheets.

Within a week, one of his videos – a 25-second “flash fill” tutorial – went viral and his account amassed 100,000 subscribers. Four months later, she was at 1 million followers on TikTok and today she has over 3.6 million followers on social media.

Chieppor is part of a generation of “Excel influencers” who have emerged over the past two years teaching spreadsheet skills in bite-sized videos. The growing trend of “micro-learning”, workers’ thirst for self-improvement, as well as the inability to acquire software skills informally from their colleagues through working from home, mean that the influence of Excel is booming.

The #Excel hashtag has over 3 billion views on TikTok. As Chieppor puts it, she wanted to “teach people Excel while doing something they were already doing – scrolling through their TikTok feeds.”

One of the first Excel accounts on TikTok was Kat Norton’s @miss.excel page at the start of the pandemic. In March 2020, the former management consultant was stuck in her childhood bedroom, unable to get around for work. She was already teaching Excel as a side project and decided to try posting tips on a TikTok account after a friend suggested it.

“I said, ‘I can’t do TikTok, I’m 27,'” she says. “Then I looked around and saw no one else was doing it. And I thought there might be a market for it.

Norton created videos of herself dancing to pop music, overlaid on a screen recording of her Excel functions, and began posting them daily. She now has more than 700,000 followers on TikTok, as well as nearly 600,000 on Instagram. In her biography, she is called Chief Excel Officer.

According to Norton, the best performing videos are those that cover essential Excel functions, such as fill flash and keyboard shortcuts. She also has a recurring skit of her playing a boss asking a worker to perform an arduous manual task, which they then complete in record time thanks to their newfound knowledge of Excel.

“The average daily Excel user is not the power user,” says Norton. “So when you touch on that basic stuff, the things that people do every day manually are the [videos] that go viral.

Freelance content creators aren’t the only ones making a name for themselves in the Excel community on TikTok. Mike Tholfsen is a senior group product manager for Microsoft Education and runs a TikTok account (@mtholfsen) with 1.3 million followers. He shares what he calls MicroTips, a portmanteau of “Microsoft tips.” He says his Excel content is the most popular; a recent tutorial demonstrating the text-to-column function has over 270,000 views.

“TikTok is about fleeting discovery,” says Tholfsen. “You can go to YouTube to find out how to do something, but on TikTok you learn something you didn’t expect.”

Tholfsen adds that he thinks Excel tips work so well on TikTok because it’s an ideal tool for micro-learning. “The pandemic, and TikTok to a lesser extent, has started to teach people that this microscopic content can resonate very well,” he says. “Not everyone wants the ’30 minutes, sit down and get’.”

Microsoft’s flagship spreadsheet program was launched in September 1985. The software maker does not provide figures on the number of Excel users, but in August 2021 Microsoft 365, the software suite that includes Excel , had more than 300 million paid commercial licenses. On LinkedIn, there are more than one million job postings worldwide for positions that require proficiency in Excel.

Although the software is an office staple, a survey of 1,000 UK employees by London-based training company Acuity Training suggested that less than half of office workers (48%) had received training. formal in Excel. Additionally, on average, workers surveyed needed help from colleagues twice a week with an Excel issue, which remote working made difficult.

“I’ve always found formal Excel lessons to be really dry and boring – I don’t think there’s any other way to put it,” says La-Tequl Edmonds, 33. The human resources specialist, based in Charlotte, North Carolina, relies on Excel and has found the TikTok tutorials much more useful. “What amused me was that people put their own spin on Excel content by putting it to music and using props. When I saw these videos, I was like, ‘This is my speed “.

Microsoft recently named Norton, @miss.excel, one of its Most Valuable Professionals (MVPs), an award given to “technology experts and community leaders who actively support technical communities through sharing unique, innovative and coherent knowledge”. She now offers a range of online courses, including a $297 Excel one.

Edmonds took one such course, which his company paid for as part of his training and development. She was recently promoted and credits her Excel skills with helping her confidence at work. “All my recognition before the promotion was because I met the parameters,” says Edmonds. “And I think I was able to do that with these newly acquired skills.”

Meanwhile, Chieppor has partnered with digital media company Morning Brew and plans to expand its Excel Dictionary brand into new formats. One of the early adopters of her account, Korrin Perry, research and development analyst at NielsenIQ, says that through Chieppor’s videos, she was able to show her boss how to use Excel functions. She says, “I feel more confident putting ‘Proficient Excel’ on my resume.”

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How psychology affects your search for a financial advisor https://salonduchocolat-cannes.com/how-psychology-affects-your-search-for-a-financial-advisor/ Sat, 14 May 2022 08:42:06 +0000 https://salonduchocolat-cannes.com/how-psychology-affects-your-search-for-a-financial-advisor/ Choosing the right financial advisor is an important but difficult decision. Key considerations include whether your potential advisor has the right technical skills, charges a fair fee, and puts your interests first. Focus on these factors and you will find thousands of qualified advisors. But what factors should you prioritize to find the best one […]]]>

Choosing the right financial advisor is an important but difficult decision. Key considerations include whether your potential advisor has the right technical skills, charges a fair fee, and puts your interests first. Focus on these factors and you will find thousands of qualified advisors. But what factors should you prioritize to find the best one for you?

Turns out you should be looking at psychology. A 2019 Vanguard study found that a customer’s emotional connection with their advisor — not their fees or technical skills — accounted for more than half of the perceived value of engagement. These feelings have real consequences on your bottom line.

Another set of Vanguard studies found that customers who work with advisors have better returns on investment than those who don’t. To explain this effect, studies have looked at the individual impact of many factors, including a range of technical skills, such as optimizing asset location and implementing the most profitable strategies. It turns out that behavioral coachinga psychological factor, was half of the total effect – double that of the most impactful technical skill.

As you interview a potential advisor, here are some other considerations and questions to ask:

What are your values?

Financial planning is the process of helping clients achieve their goals, whether those goals are to be financially independent, to support a charity, or anything in between. Advisors are trained to respect and help achieve all of their clients’ goals. But if your goals and values ​​conflict with those of an advisor, it can be difficult for them to take your perspective and make the best recommendations. For example, an advisor who tends to prioritize financial independence may constantly push back against your goal of giving 10% of your income to charity.

An advisor who shares your core values ​​will have an easier time understanding your financial situation and will be more likely to make recommendations that you will implement.

Will we get along?

If we could be friends with everyone, but some personalities just don’t fit together. Don’t think you have to think too much about this (although you are welcome). Think about the types of people you tend to get along with. Remember that you may spend many years working with your advisor, so it helps to like them and feel that you get on well.

At a minimum, feel free to avoid working with someone who gives you a bad first impression. Although our first impressions are not always accurate, they can tell us a lot – and quickly! For example, one study found that it only takes a fraction of a second to decide if you should trust someone.

How will you communicate your recommendations and coach me?

It is essential that you fully understand your advisor’s recommendations. Otherwise, you will not implement them! Consider your learning style. How do you understand things most easily: in writing? With tables and graphs? Whatever your answer, find a counselor whose communication style matches your learning style.

Often, recommendations take a long time to implement and involve many steps. Some people find it hard to follow, especially if they have anxiety about money. The best advisors support their clients throughout the process.

Not all great coaches are the same. Phil Jackson, winner of 11 NBA championships, was known as a “Zen Master”. Bill Belichick, the NFL coach with the most Super Bowl wins, is much more detail-oriented and logistical. Consider what motivates you to stick to a plan and try to find a counselor who meets your coaching needs.

Keep in mind that some people are better communicators than others. The quality of an advisor’s communication has a real impact on their clients. For example, a study looking at clients’ trust in their financial advisors found that advisors’ communication skills were twice as important as their technical skills.

Do you have good experiences working with people from my background?

Individual differences aren’t the only thing to consider when selecting a financial advisor. Your advisor’s cultural background and cultural competency can affect the success of your relationship.

When people share similar experiences and backgrounds, they often find it easier to communicate and empathize with each other. Additionally, financial advice has not always been offered or provided equitably to women, people of color, and members of many other minorities. Research published by the American College Center for Economic Empowerment and Equality underscores this point: Three in five black women expressed difficulty finding finance professionals or advisors they trust, according to the study. That’s why efforts like the CFP® Board’s diversity and inclusion initiatives are essential to increasing the representation of people from all backgrounds in financial planning and meeting the needs of our diverse society.

That said, the client and advisor do not need to share a cultural connection to have a successful relationship. Many financial advisors have excellent cross-cultural communication and cultural competence. Some of the best thinking comes when people with different perspectives can work together to come up with innovative solutions.

Ultimately, you need to build a relationship you care about with an advisor you trust. Exactly how you make this decision is up to you. To start this process, consider resources such as https://www.letsmakeaplan.org/ and https://www.xyplanningnetwork.com/ that can put you in touch with advisors held to fiduciary standards.

Assistant Professor of Financial Planning, The American College of Financial Services

Matt J. Goren is an assistant professor of financial planning at the American College of Financial Services and focuses on the interplay of personal finance and psychology. In addition to teaching and developing content, he provides strategic advice on financial literacy initiatives and hosts a personal finance radio show, Nothing Funny About Money, which has been named the financial information resource for most remarkable consumers of 2018 by the AFCPE.

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UK corporate strategy delayed due to cost of living crisis https://salonduchocolat-cannes.com/uk-corporate-strategy-delayed-due-to-cost-of-living-crisis/ Fri, 13 May 2022 03:00:41 +0000 https://salonduchocolat-cannes.com/uk-corporate-strategy-delayed-due-to-cost-of-living-crisis/ Ministers have delayed a long-promised corporate strategy that would have set out plans to boost growth and boost private sector investment in the UK as it emerges from the coronavirus pandemic. Business Secretary Kwasi Kwarteng has been working on plans to encourage entrepreneurship and support the expansion of small businesses since last summer to address […]]]>

Ministers have delayed a long-promised corporate strategy that would have set out plans to boost growth and boost private sector investment in the UK as it emerges from the coronavirus pandemic.

Business Secretary Kwasi Kwarteng has been working on plans to encourage entrepreneurship and support the expansion of small businesses since last summer to address concerns that the UK economy has become too dependent on government grants state after Covid hit two years ago.

Kwarteng had previously said he hoped to publish the document by the end of last year. “I hope to develop a business strategy over the next six months and then spend the rest of parliament delivering,” he told the FT in August.

However, that never materialized and instead officials recently suspended work on the strategy, according to three people familiar with the situation, sparking consternation among business groups who want the government to focus on supporting growth at a time of wavering confidence.

The corporate strategy was seen by officials as part of the plan to replace the industrial strategy, which, despite support from the corporate sector, was killed by the government last year. Kwarteng had dismissed it as too vague, calling it “very, very broad”.

Officials said work on the new corporate strategy had paused to focus resources on more pressing issues such as managing rising energy costs, adding it could resume at a later date. later.

A Kwarteng ally said the minister had deliberately delayed publication of the strategy beyond the next budget – due in November – to ensure it would include new financial commitments: “It would have been [just] words otherwise.

Craig Beaumont, head of external affairs at the Federation of Small Businesses, said it would be “very disappointing” if the government stopped working on the strategy. He said small businesses needed help to grow as they faced rising costs and the burden of late payments. “We need to create a new generation of entrepreneurs in the UK.”

The CBI said “the private sector has an important role to play in ensuring that the government realizes its ambitions and creates growth across the country”, adding: “Businesses are looking for good reasons to invest and this strategy should help , so we hope that the details [of the strategy] are published as soon as possible.

The government has already stripped the legislative timetable for the next legislature of some business-oriented policies. The long-awaited Jobs Bill was not included in the Queen’s Speech this week, while audit and digital competition reforms were only included in draft form.

Officials said those bills have been delayed to make way for more urgent legislation, including an energy security bill to ease the path to “net zero” by 2050 and a economic crime to combat money laundering.

Tuesday’s Queen’s Speech also included financial services regulation to boost investment in the UK, as well as giving the new infrastructure bank a statutory footing as it plans to invest billions of pounds in British assets.

In a statement, the business department said: ‘The government remains fully committed to supporting business and creating the best conditions for businesses to thrive across Britain.

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Intelligent Financial Life™ Takes Center Stage at Envestnet Advisor Summit 2022 https://salonduchocolat-cannes.com/intelligent-financial-life-takes-center-stage-at-envestnet-advisor-summit-2022/ Wed, 11 May 2022 20:30:00 +0000 https://salonduchocolat-cannes.com/intelligent-financial-life-takes-center-stage-at-envestnet-advisor-summit-2022/ “Envestnet provides a uniquely scaled digital and data-driven ecosystem to enable the industry to meet rapidly evolving consumer needs for a hyper-personalized, intelligently connected financial life,” said Bill Cragerco-founder and CEO of Envestnet. “We couldn’t be more excited to come together with our advisors and partners at this year’s Advisor Summit to demonstrate our focus […]]]>

“Envestnet provides a uniquely scaled digital and data-driven ecosystem to enable the industry to meet rapidly evolving consumer needs for a hyper-personalized, intelligently connected financial life,” said Bill Cragerco-founder and CEO of Envestnet. “We couldn’t be more excited to come together with our advisors and partners at this year’s Advisor Summit to demonstrate our focus on innovation and the continued evolution of this ecosystem through new technologies, solutions and intelligence. The new digital and data-driven experiences we offer a holistic approach to wealth and drive client engagement and action – transforming not just advisor practices, but the entire industry.”

Innovations and announcements unveiled at the Envestnet Advisor Summit include:

Truelytics acquisition: In line with Envestnet’s strategy to further connect its ecosystem by creating transformative progress for advisors and their clients, the company announces its acquisition of Truelytics, an advisor transition management platform and the first end-to-end system data-driven to help wealth management and insurance businesses attract, grow and retain advisory businesses, while reducing the costs associated with advisor transitions. The Truelytics platform combines data, analytics and wealth management technology from Envestnet to further support advisors across the ecosystem. Terms of the agreement were not disclosed and are not expected to have a material impact on Envestnet’s results of operations or financial condition.

Envestnet Wealth Data Platform: A cloud-based data intelligence solution for wealth management advisory firms, connecting data across an advisor’s practice to activate and unlock value, while uncovering new insights to be carried out in the whole activity of an adviser. This platform brings together portals that support advisors and small businesses, as well as data management, business intelligence, and next best action to power business intelligence at scale and help advisors grow their business and meet the rapidly changing needs of their customers.

Next Generation Customer Portal: Offering a single, data-driven, highly configurable and connected view of a client’s entire financial life, the new interface offers customization at scale allowing advisors to personalize the client journey for multiple people, from mass market to ultra high net worth. This digital experience enables greater transparency during planning sessions, gives clients real-time access to their entire financial life anytime on any device, and makes it easier. The user experience is simple, modern and intuitive.

Envestnet Developer Portal: A streamlined, modern development experience that unifies technology and application programming interfaces (APIs) for the entire Envestnet ecosystem. Customers leveraging multiple solutions on Envestnet now have quick access to public and restricted developer content to quickly integrate and deploy new technologies. Developers can also take advantage of easy-to-use tools, training materials and services to build, test and launch new financial solutions. Click here to learn more about the updated Envestnet Developer Portal.

Impact Rating and Next Best Dollar MyBlocks: New offers within Envestnet | MoneyGuide MyBlocksSM series, Impact Assessment allows clients to determine if their portfolio is in line with their sustainability values, such as social responsibility, climate and more. Next Best Dollar allows advisors to engage with clients and their children, to determine how they can best allocate their income and maximize each paycheque.

Sustainable investing view: Envestnet continues to advance its sustainable technology roadmap, including direct indexing solutions and tax overlay services. The Sustainable Investing View is the latest enhancement and is accessible through the next generation of the Proposal Tool, allowing advisors to customize portfolios for sustainability-focused investors with the click of a button – leveraging research, data and analytics, and technology infrastructure in the Envestnet ecosystem. Sustainable Investment View creates a frictionless workflow for integrating an investor’s sustainability preferences into proposed investment strategies.

Next Generation Commerce: Combining the best elements of Envestnet’s portfolio management platforms, including FolioDynamix and Envestnet | Tamarac, to provide the best portfolio management and trading solutions that enable advisors to adopt effective and scalable practices. New features include a custom and configurable dashboard for initiating stocks, portfolio explorer, deal generation, order review, and order management. Clients benefit from integrations with custodian partners and an integrated wealth management platform experience with proposal generation, reporting, research and invoicing.

For more information and to engage digitally with the Envestnet Advisor Summit, please follow https://twitter.com/ENVinteland the hashtag #ENVSummit.

About Investnet
Envestnet refers to the family of operating subsidiaries of public holding company Envestnet, Inc. (NYSE: ENV). Envestnet is fully acquired™ in empowering advisors and financial service providers with innovative technology, solutions and intelligence to help make financial well-being a reality for their clients through intelligently connected financial living. About 107,000 advisors and more than 6,500 companies, including 16 of the top 20 U.S. banks, 47 of the top 50 wealth management and brokerage firms, more than 500 of the largest RIAs, and hundreds of FinTech companies, leverage Envestnet technology and services that help drive better results for businesses, advisors and their clients.

For more information about Envestnet, visit www.envestnet.com, subscribe to our blog, and follow us on Twitter (@ENVintel) and LinkedIn.

SOURCEEnvestnet

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Corporate Financial Solutions offers insolvency services to accountants to help them achieve the best outcome for their clients https://salonduchocolat-cannes.com/corporate-financial-solutions-offers-insolvency-services-to-accountants-to-help-them-achieve-the-best-outcome-for-their-clients/ Tue, 10 May 2022 13:00:00 +0000 https://salonduchocolat-cannes.com/corporate-financial-solutions-offers-insolvency-services-to-accountants-to-help-them-achieve-the-best-outcome-for-their-clients/ Nottingham, May 10, 2022 (GLOBE NEWSWIRE) — Chartered, independent insolvency practitioners, Corporate Financial Solutions, are committed to using their expertise to help accountants find a targeted solution to their clients’ financial difficulties. Headquartered in Nottingham but with offices in London and the Midlands, Corporate Financial Solutions has used its experience of working with a range […]]]>

Nottingham, May 10, 2022 (GLOBE NEWSWIRE) — Chartered, independent insolvency practitioners, Corporate Financial Solutions, are committed to using their expertise to help accountants find a targeted solution to their clients’ financial difficulties.

Headquartered in Nottingham but with offices in London and the Midlands, Corporate Financial Solutions has used its experience of working with a range of business sectors across the UK, to help hundreds of individuals and d companies facing financial pressures.

Why choose CSA?

Corporate Financial Solutions’ insolvency services for accountants are designed to ease the burden when dealing with a client who has a range of financial issues, by providing professional assistance when dealing with all aspects of restructuring financial and formal insolvency options.

Fully accredited by leading organizations in the industry, Corporate Financial Solutions offers a range of services to ensure a high quality, customer-focused and reliable service.

Some of these services include:

  • Corporate Financial Solutions is licensed to handle corporate liquidations, administrations and insolvency proceedings.
  • Having a professional team of insolvency practitioners in Nottingham, London and the Midlands who have worked with businesses in different sectors and have experience in major international insolvency practices.
  • They take the time to understand your business and are committed to finding positive solutions to your financial challenges.
  • Corporate Financial Solutions offers a free, no-obligation consultation to allow you time to make up your mind before committing to their service.
  • Their team is able to meet with you wherever is most convenient for you to discuss and strategize next steps for your business.
  • Have a very flexible approach to charges and never charge until they have agreed with you what those charges are likely to be and until they have been formally incurred.

What to expect

Corporate Financial Solutions employ a team of dedicated UK insolvency practitioners who will try to save your business, and the sooner you seek professional advice the better the outcome.

Although the work of an insolvency practitioner is varied and depends mainly on the type of case he is working on, there is a summary of the key points that must be covered during each assignment:

  • It is imperative to understand what your business does, what market it operates in, its work history and the reasons for its current financial difficulties.
  • Address the possibility of rescuing your company or business by introducing restructuring (which may be within existing management or through sale to an independent third party).
  • Consider exactly what the business owns and the value of the assets – this will be completed by an independent appraiser the practitioner has worked with or is familiar with.
  • Analyze the workforce – this is especially important if your company or business is to be considered for negotiation through the administration.
  • Liaise with all secured lenders to ensure they are satisfied with the involvement of an insolvency practitioner and the proposed strategy.
  • If your company or business is in a more serious financial situation and you need protection from creditors threatening legal action or liquidation petitions, the insolvency practitioner will discuss with you the next available options.

In the event that your company or business cannot be saved, then you will have the utmost support from the insolvency practitioner who will oversee the process of organizing shareholder and creditor meetings to put your business into liquidation.

More information

To find out more about Corporate Financial Solutions Insolvency Services, please visit their website at https://www.cfsinsolvencypractitioners.co.uk/

Source: https://thenewsfront.com/corporate-financial-solutions-offer-insolvency-services-for-accountants-to-help-them-achieve-the-best-result-for-their-clients/

Corporate Financial Solutions
22 Regent Street
Nottingham
Nottinghamshire NG1 5BQ
United Kingdom

0115 838 7330

https://www.cfsinsolvencypractitioners.co.uk/

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Financial comparison between Verisk Analytics (NASDAQ:VRSK) and Mawson Infrastructure Group (NASDAQ:MIGI) https://salonduchocolat-cannes.com/financial-comparison-between-verisk-analytics-nasdaqvrsk-and-mawson-infrastructure-group-nasdaqmigi/ Mon, 09 May 2022 04:25:08 +0000 https://salonduchocolat-cannes.com/financial-comparison-between-verisk-analytics-nasdaqvrsk-and-mawson-infrastructure-group-nasdaqmigi/ Verisk Analytics (NASDAQ:VRSK – Get Rating) and Mawson Infrastructure Group (NASDAQ:MIGI – Get Rating) are both business services companies, but which is the best investment? We’ll compare the two companies based on earnings strength, profitability, analyst recommendations, valuation, institutional ownership, dividends and risk. Risk and Volatility Verisk Analytics has a beta of 0.86, indicating its […]]]>

Verisk Analytics (NASDAQ:VRSK – Get Rating) and Mawson Infrastructure Group (NASDAQ:MIGI – Get Rating) are both business services companies, but which is the best investment? We’ll compare the two companies based on earnings strength, profitability, analyst recommendations, valuation, institutional ownership, dividends and risk.

Risk and Volatility

Verisk Analytics has a beta of 0.86, indicating its stock price is 14% less volatile than the S&P 500. In comparison, Mawson Infrastructure Group has a beta of 2.19, indicating its stock price is 119 % more volatile than the S&P 500.

Profitability

This table compares the net margins, return on equity and return on assets of Verisk Analytics and Mawson Infrastructure Group.

Net margins Return on equity return on assets
Verisk Analytics 32.92% 32.10% 11.29%
Mawson Infrastructure Group -102.51% -62.86% -54.05%

Analyst Recommendations

This is a summary of recent ratings and recommendations for Verisk Analytics and Mawson Infrastructure Group, as provided by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Verisk Analytics 1 3 6 0 2.50
Mawson Infrastructure Group 0 0 2 0 3.00

Verisk Analytics currently has a consensus price target of $220.89, indicating a potential upside of 19.13%. Mawson Infrastructure Group has a consensus price target of $14.50, indicating upside potential of 299.45%. Given Mawson Infrastructure Group’s stronger consensus rating and higher likely upside, analysts clearly think Mawson Infrastructure Group is more favorable than Verisk Analytics.

Benefits and evaluation

This table compares gross revenue, earnings per share and valuation of Verisk Analytics and Mawson Infrastructure Group.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Verisk Analytics $3.00 billion 9.76 $666.20 million $6.18 30.00
Mawson Infrastructure Group $43.86 million 5.92 -$44.96 million $0.16 22.69

Verisk Analytics has higher revenue and profit than Mawson Infrastructure Group. Mawson Infrastructure Group trades at a lower price-to-earnings ratio than Verisk Analytics, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

91.3% of Verisk Analytics shares are held by institutional investors. By comparison, 3.2% of Mawson Infrastructure Group’s shares are held by institutional investors. 2.3% of Verisk Analytics shares are held by company insiders. By comparison, 22.4% of Mawson Infrastructure Group’s shares are held by insiders of the company. Strong institutional ownership indicates that endowments, hedge funds, and large fund managers believe a stock will outperform the market over the long term.

Summary

Verisk Analytics beats Mawson Infrastructure Group on 10 out of 14 factors compared between the two stocks.

About Verisk Analytics (Get a rating)

Verisk Analytics, Inc. provides data analytics solutions in the United States and internationally. The Company provides predictive analytics and decision support solutions to clients in the areas of rating, underwriting, claims, catastrophe and weather risk, global risk analytics, natural resource intelligence, economic forecasting, commercial banking and finance, and various other fields. It operates in three segments: Insurance, Energy and Specialized Markets, and Financial Services. The Insurance segment focuses on loss forecasting, risk selection and pricing, and compliance with their reporting requirements for P&C clients, as well as the development of machine-learned and artificially intelligent models to forecast scenarios and produce standard and custom analytics that help clients manage their business, including detecting pre- and post-disaster fraud and quantifying losses. The Energy and Specialty Markets segment provides data analytics for the natural resources value chain, including the energy, chemicals, metals, mining, power and renewable energy sectors; research and advisory services focused on assisting clients with capital allocation decisions, asset valuation and benchmarking, commodity markets and business analysis; and advisory services in the areas of business environment, business improvement, business strategies, business advice and transaction support, as well as analysis and advice on assets, companies, governments and markets. The Financial Services segment offers benchmarking, decision algorithms, business intelligence and custom analytical services to financial institutions, payment networks and processors, alternative lenders, regulators and merchants. The company was founded in 1971 and is based in Jersey City, New Jersey.

About Mawson Infrastructure Group (Get a rating)

Mawson Infrastructure Group Inc., a digital infrastructure provider, operates in cryptocurrency mining in the United States and Australia. It owns and operates modular data centers. The company is based in North Sydney, Australia.



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Loss Of Gilroy Garlic Festival A Financial Success For Youth Bands https://salonduchocolat-cannes.com/loss-of-gilroy-garlic-festival-a-financial-success-for-youth-bands/ Sat, 07 May 2022 19:27:10 +0000 https://salonduchocolat-cannes.com/loss-of-gilroy-garlic-festival-a-financial-success-for-youth-bands/ By Lorraine Gabbert, San Jose May 7, 2022 The loss of the Gilroy Garlic Festival ends essential funding for local nonprofits and youth organizations. Find out what’s happening in Campbellwith free real-time Patch updates. High insurance premiums forced the Gilroy Garlic Festival Association to halt the festival, leaving local bands without the once reliable source […]]]>

By Lorraine Gabbert, San Jose

May 7, 2022

The loss of the Gilroy Garlic Festival ends essential funding for local nonprofits and youth organizations.

Find out what’s happening in Campbellwith free real-time Patch updates.

High insurance premiums forced the Gilroy Garlic Festival Association to halt the festival, leaving local bands without the once reliable source of funding and looking for new sources of income.

Since 1979, the annual food festival has raised more than $12 million for local charities and millions more for participating nonprofits, according to the festival association. Schools, churches, service organizations and sports teams relied on these funds to raise awareness and swell budgets.

Find out what’s happening in Campbellwith free real-time Patch updates.

Gilroy Mayor Marie Blankley told San Jose Spotlight that the Garlic Festival did more than just put Gilroy on the map. Financially, it has benefited the whole community. The Gilroy Rotary Club, which raised money by running the event’s wine pavilion, relied on him for its annual bone marrow drive, she said.

David Cox, executive director of St. Joseph’s Family Center, said that in the early days of the nonprofit, funding for the festival was essential. The center provides food, housing and employment-related services to people in need.

Cox said the loss of dollars isn’t as essential compared to the center’s reliance on leftover food from Gourmet Alley and the demo scene. This pain will be felt because food feeds hundreds of families each year, he said.

“It was a way for us to raise awareness of our mission and services and give back to the community,” he said.

Gilroy’s Lifeline

For over 30 years, the Gilroy Gators swim team has been well represented at the festival, selling iced tea, garlic bread and sausage sandwiches, in addition to cleaning up the park. The swim team earned between $5,000 and $10,000 a year.

Jacquelyn Stevenson, president of the Gilroy Gators Swim swim team, said the money funds pool rental fees, coaches’ salaries and swim scholarships for local families. With the festival over, scholarship cuts are a reality, Stevenson said.

“We have to get creative to make up for this (loss of funding),” Stevenson said.

The festival funded the team’s annual free swim clinic, a manger to bring in new team members and a way for children to learn to swim. The festival also allowed team members to connect beyond the pool, said swim coach Cecelia Rojas.

“We don’t just teach swimming,” Rojas said. “You’re trying to teach these kids to be leaders, to work with each other, to take turns.”

Gilroy Gators swim team head coach Jud Shutts speaks with coach Cecelia Rojas. Working at the Gilroy Garlic Festival earned the team $5,000 to $10,000 a year. Photo by Lorraine Gabbert.

To make up for lost income, the swim team will volunteer at the Gilroy Rodeo and hold fundraisers.

Gilroy Unified School District spokeswoman Melanie Corona said the festival provided critical funding for home and school clubs, music programs, sports teams and a sense of community for staff. and students. She did not know what loss the district would suffer.

Corona said the school district is grateful for the financial support and community building it has received from the Garlic Festival. She is confident that the residents will step in to support the school in the absence of the festival.

“We are certainly saddened by the association’s decision (to halt the festival),” she said, “but we fully understand that it was certainly not a decision taken lightly.”

Liability fees too high

Gilroy also benefited from the festival, which brought about $50,000 a year to the city’s general fund through hotel taxes, city administrator Jimmy Forbis told San Jose Spotlight.

Kenneth Christopher, executive vice president of Christopher Ranch, said a drop in attendance following a mass shooting at the festival in 2019, compounded by COVID-19 and rising insurance premiums, led to its end. He said the city requiring a $10 million insurance policy was prohibitively expensive.

“They can’t find the courage to think beyond liability and to think beyond prosecution,” he told San Jose Spotlight, referring to ongoing litigation against the city and the organization of the shooting-related festival. “They’re not stepping in and protecting an event that means so much to our hometown.”

Gilroy Garlic Festival Association board member Tom Cline said the association could not claim the $10 million insurance premium needed to run the festival.

“Because we’re in an active trial, it limits us,” he told San Jose Spotlight.

Forbis said the city does not determine the level or cost of insurance. He said if the city did not require the levels of insurance set by the Municipal Pooling Authority, the general fund would be responsible for paying the lawsuits.

In 2019, the insurance pool demanded $6 million in coverage for the Garlic Festival, which cost the association $62,000 in premiums. In 2020, the bounty increased to $98,000, Blankley told San Jose Spotlight. Then this year, the city’s insurer demanded $10 million in coverage, pushing premiums between $150,000 and $200,000, she said.

“On public property, we are required to have insurance based on what our insurance pool authority says we need to be covered,” Blankley said.

The festival association held a drive-in event at a local church last year, which Cline attributed to not being able to pay insurance premiums for the usual festival venue in Christmas Hill Park.

“This year we tried again, to get a venue, and it just didn’t work out,” Cline said, noting that the festival has lost money eight of the last 10 years, or $400,000 in 2018. “Costs have gone up more than we were able to bring in… So many factors come into play. All the parking we had that was near Christmas Hill has all gone because of housing (development).

The association plans to hold smaller community fundraisers this year, including a golf classic, a concert at Clos LaChance Winery and a farm-to-table dinner. But the Gilroy Garlic Festival is still canceled for the foreseeable future.

Contact Lorraine Gabbert at lorrainegabbertsjspotlight@gmail.com.


San José Spotlight is the city’s premier nonprofit news organization dedicated to independent political and business reporting. Please support our public service journalism by clicking here.

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LOYALTY VENTURES INC. Management’s Discussion and Analysis of Financial Condition and Results of Operations (Form 10-Q) https://salonduchocolat-cannes.com/loyalty-ventures-inc-managements-discussion-and-analysis-of-financial-condition-and-results-of-operations-form-10-q/ Fri, 06 May 2022 12:33:05 +0000 https://salonduchocolat-cannes.com/loyalty-ventures-inc-managements-discussion-and-analysis-of-financial-condition-and-results-of-operations-form-10-q/ The following discussion should be read in conjunction with the unaudited condensed consolidated and combined financial statements and accompanying notes included in this Quarterly Report and the consolidated and combined financial statements and accompanying notes included in our Annual Report on Form 10-K for the year ended December 31, 2021filed with the Security and Exchange […]]]>

The following discussion should be read in conjunction with the unaudited condensed consolidated and combined financial statements and accompanying notes included in this Quarterly Report and the consolidated and combined financial statements and accompanying notes included in our Annual Report on Form 10-K for the year ended December 31, 2021filed with the Security and Exchange Commissionor SECONDon February 28, 2022. This discussion contains forward-looking statements that involve risks and uncertainties. Our actual results could differ materially from those projected, anticipated or expected in these forward-looking statements due to a variety of factors, including, but not limited to, those discussed below and elsewhere in this Quarterly Report on Form 10-Q. See “Caution Regarding Forward-Looking Statements” and “Risk Factors” in this Quarterly Report on Form 10-Q, and “Risk Factors” in Part 1, Item 1A, “Risk Factors” of our Annual Report on Form 10-K filed with the SECOND on
February 28, 2022.

presentation basis

On November 5, 2021our former Parent has made the spin-off of his LoyaltyOne
segment, or separation, comprising the Canadian AIR MILES® Reward Program and the BrandLoyalty business, into an independent, publicly traded company, Loyalty Ventures Inc. (“Loyalty companies,” “we” or “our”).

Before the Separation and for the three months ended March 31, 2021the unaudited combined financial statements reflected the financial position, results of operations and cash flows derived from the consolidated financial statements and accounting records of the former parent company in accordance with generally accepted accounting principles in United States, or GAAP, and have been prepared on an “excluded” basis. The combined financial statements also include allocations for certain general and administrative expenses of the former parent company. These allocations relate to information technology, finance, accounting, tax services, human resources and other functional support and have been determined based on management’s estimates of the number of employees and costs. non-employees associated with the use of these features by us. we were assigned $3.7 million for the three months ended March 31, 2021, for those business expenses, which have been included in general and administrative expenses in the Combined Statement of Income. Former parent long-term debt and related interest expense has not been allocated for the three months ended


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March 31, 2021as Loyalty companies was not the legal debtor of this debt. The combined financial statements for the three months ended March 31, 2021, do not necessarily reflect what our financial condition, results of operations and cash flows would have been had we operated as an independent, publicly traded company. Financial statements for the three months ended March 31, 2022represent the unaudited consolidated financial statements of Loyalty companies.

Insight

Loyalty companies is a leading provider of data-driven consumer loyalty technology solutions. Our solutions focus on helping partners achieve their strategic and financial goals, from increasing consumer basket size, customer traffic and frequency, and digital reach to improving reporting and program analysis. We help financial service providers, retailers and other consumer-facing businesses create and grow customer loyalty across multiple touchpoints, from traditional to digital, mobile and emerging technologies. We manage our business in two segments, the AIR MILES® Reward Program and BrandLoyalty.

The AIR MILES Reward Program functions as a full-service coalition loyalty program for our Sponsors. We provide marketing, customer service, rewards and redemption management for our sponsors. Recently, the AIR MILES Reward Program made a series of program enhancements as part of its commitment to provide collectors with an enhanced loyalty program that offers more choice, flexibility and value that will continue throughout 2022. The increased value proposition for our AIR MILES MILES reward miles will impact our redemption revenue as the cost of redemptions is deducted from redemption revenue in accordance with ASC 606, Revenue from Contracts with Customers. We saw a 43% increase in redemptions for the three months ended March 31, 2022 compared to the same period of the previous year, due to the rebound in travel and the launch of our new travel platform which offers more choices for collectors. However, redemption revenue from our AIR MILES reward program has declined due to our investments providing greater value to the collector. AIR MILES reward miles issued decreased by 4% year-over-year due to lower promotional activity from our food partners and the departure of some partners in the first quarter of 2021, which impacted on the current show compared to the previous year.

BrandLoyalty is a leading global provider of campaign-based loyalty solutions for grocers and other high-frequency retailers. Revenues are strongly influenced by the number, type and timing of programs in the market, which can vary significantly from year to year. In 2021, we experienced pressures in our supply chain due to tight transportation capacity, labor shortages associated with COVID-19 and the impact of continued high demand. In response to these supply chain pressures, we have taken steps to build capacity and increase our supply chain resources. However, we expect these pressures to continue throughout 2022. The invasion of Ukraine by Russia and the sanctions imposed in response to this conflict have increased global economic and political uncertainty. As announced on March 14, 2022we have taken steps to suspend our activities Russia, but will honor our commitments to ongoing programs with Russian food chain customers in accordance with contractual obligations. In addition, we do not plan to offer new loyalty campaigns in Russia for the moment. The vast majority of the products we use for our campaign-based loyalty solutions in Russian grocery stores come from abroad, and none of the rewards for loyalty campaigns outside of Russia come from Russian suppliers. For the full year 2022, we expect our decision to suspend loyalty campaigns for Russian grocery chains to result in a revenue loss of approximately $16 million (15 million euros). While Russia does not constitute a material part of our business, a significant escalation in the current scope of the conflict or related expansion of economic disruption to any part of the whole or global economy could further disrupt our supply chain, expand inflationary costs and have a material adverse effect on our results of operations.

Although we expect the impacts of COVID-19 on our business to moderate, there are still uncertainties around the pandemic, its effect on labor or other macroeconomic factors, severity and duration. the pandemic, the continued availability and effectiveness of vaccines and the measures taken. by government authorities, including restrictions, laws or regulations, and other third parties in response to the pandemic. We continue to actively monitor the impact of COVID-19 on all aspects of our business.


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